Save $2,000+ With 1 Simple Switch

_{[Read time: 2 minutes]}

Here’s a quick fix that can save your business thousands.

(yes, we’re going super actionable today)

Switch to ACH as your default payment method (for accepting payments) instead of credit cards.

Online payments have made invoicing and accepting payments easier.

That’s good.

But somewhere along the way, we all defaulted to the mindset that “fees are just the cost of doing business.”

Some fees can be avoided.

We tend to set credit cards as the default option for most invoices (some platforms do too). It’s convenient — but that convenience costs up to 3% of every transaction.

For small service businesses, this expense might seem manageable, but it adds up quickly. It’s a sneaky drain on your bottom line that’s 100% avoidable.

Want Proof ACH Will Save You Money?

Let me clarify what ACH is…

ACH (Automated Clearing House) is a secure network used for processing electronic payments and transfers between bank accounts. Think of it as the digital version of writing a check — but faster, easier, and much less expensive.

How much less expensive? 

For every $100,000 in revenue processed, switching to ACH could save you around $2,000 in fees compared to credit cards.

That’s money that goes directly to your bottom line — all from a simple adjustment to your payment settings.

Here’s a quick look at the potential savings by platform:

*Note: Savings are estimates and approximated. Fees vary depending on the country and plan. For your reference I listed the lowest credit card fees I could find on each site. Check your platform for exact numbers.

How to Make the Switch?

1. Log into your invoicing platform. Head to your payment settings.

2. Set ACH as your default option (most platforms allow you to set ACH as the primary choice for payment).

3. Remove credit cards as an option (but don’t disable them entirely). If a client insists on using credit cards — let them — no biggie — just ensure ACH is the default option.

Why Your Clients Won’t Mind

Your clients still get the convenience of online payments, but you’re no longer sacrificing a chunk of your hard-earned revenue to processing fees.

Most clients won’t even notice the difference.

Like I said, a quick fix that saves you thousands.

Sometimes the best business moves are the ones that seem almost too simple. Switching to ACH is a no-brainer.

And if that sounds like a win, imagine what else you could uncover with a deeper look into your business.

Thank you for reading.

See you next week.

— Peter

P.S. Want more easy, impactful moves to boost your bottom line?

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